Auto Loan Payment Calculator

With this auto payment calculator you can easily estimate your monthly auto payments or your car purchase price.

Once you have entered the needed information in the respective fields you can click on the “Calculate” button to get the results. For the complete auto payment amortization schedule, you can use the "View Report" button.

Explore the graph and its options since they will help you see how your monthly car payments change depending on your down payment and auto loan term.

After you finish your calculations fill in the form on the left for a fast auto loan regardless of your credit.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

Auto Payment Calculator Terminology

Total purchase price (before tax): The full cost of the auto purchase (this includes any additional options and destination charges without the sales tax).
Monthly payment: The amount of money payable every month.
Term in months: The period of time to which your auto loan has been set (expressed in months).
Interest rate: The interest rate that is imposed on your auto financing.
Cash down: The total amount you intend to put down. Larger cash down payment means that you will need smaller auto loan.
Non-taxable fees (optional): Any additional fees (e.g. document fees) required for the car loan, for which no sales tax is imposed.
Taxable fees (optional): Any additional fees (e.g. title transfer fees) required for the auto loan, for which sales tax is imposed.
Sales tax rate: The sales tax percentage rate imposed when buying your auto.
Trade allowance: The exact amount you are given in exchange for any automobile being traded in as part of the deal. There may or may not be sales tax deductions for such trade-ins depending on the state.
Amount owed on trade: The remaining auto loan balance still due on the trade-in.
No sales tax deduction for trade-in: Leave this box unchecked if in your state the sales tax is calculated on the purchase price less the trade in (in other words, if your state allows deductions for trade-ins). Otherwise, check it.

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The auto payment calculator and information are made available to you to assist you in making decisions on auto financing. However, since you personal financial situation and circumstances are not taken into account, no guarantee is made in regard to the accuracy or applicability of any particular information or calculations to your individual circumstances.